When is it wise to get a payday loan?

When Is It Wise To Get A Payday Loan?

Payday lenders like Wonga and QuickQuid are often criticized for their super-high interest rates and have been accused of taking advantage of desperate or ill-informed consumers. But do payday loans really deserve all the bad press? Is it ever a good idea to get a payday loan? Can they be used to your advantage — for example to boost your credit score or to avoid overdraft fees? In this article we’ll attempt to find out.

Continue reading

Sitting on a gold mine

Sitting On A Gold Mine!

You may not realise this, but your electronic gadgets — mobile phones, computers and so on — contain electrical components made from precious metals such as gold and silver. “Urban mining” is the process of recovering and recycling these valuable materials. According to this infographic from Gold & Silver Buyers, urban mining is more profitable that traditional gold mining!

Continue reading